What is Rate Crusher?

Rate Crusher helps you refinance your debt into a personal loan with a more favorable interest rate (significantly less than your APR on your credit cards) 🥳

You get a single monthly payment with just one due date, and you have the freedom to choose which accounts to roll into this loan.

The secret sauce? Our partnership with Credit Unions. Unlike mega banks focused on big profits, Credit Unions are not-for-profit organizations. They care more about seeing you succeed rather than the profit they make from your loan.